Best Dental insurance maine
- Dental insurance maine At treatment in partner hospitals, the limit covers the full cost of treatment within the limit, in the rest – half. In private Best Dental insurance maine.
- A franchise from 25% to 75% is possible. The current list of partners with the size of payment and the percentage .
- Deductibles is sent by the manager on request. Medicines can be ordered free of charge only in the network of partner pharmacies.
- And those medicines that fall under the exception will have to be bought independently. Change the clinic or doctor.
- If you are not satisfied with his qualifications, or, for example, he turns out to be a boor, you can call the call center.
Insurance cases are:
- acute diseases that threaten health and life;
- chronic diseases (up to 3 exacerbations per year);
- accidents that have arisen not through the fault of the client;
- Unplanned surgical intervention (if a chronic illness or an accident requires surgery).
- The list of exceptions from insurance cases is longer – 2 sheets A4 12 font.
- In short: all cosmetic, preventive and non-traditional, as well as planned surgery.
- orthodontics and prosthetics, insurance does not cover. If this rule is applied to dentistry.
- The insurance does not cover preventive cleaning, teeth whitening, installation of crowns and braces.
- And consultations with doctors on these matters.
The consultant offered me a middle class “ELITE”, the total insurance amount for which is 100 000, and the limit on dentistry is only 800 UAH.
I compared him to the most expensive “VIP” policy, where the insurance amount is 150,000, and the limit on teeth is 2500 UAH.